Are you a payments expert? Do you have your AAP, APRP or NCP? Have you completed a Wespay Network Certificate Program? This workshop is designed to challenge and educate, including how to apply the rules you know through multiple in-depth rule reviews and topics taught by industry experts.
Agenda:
9:05am – 10:00am PT: Instant Payments in Action: Adoption, Lessons Learned, and the Road Ahead
In just a few short years, instant payments have moved from concept to reality as financial institutions across the country have embraced the RTP® and FedNow® rails. This session explores the rapid progress of faster payments adoption, highlighting the milestones achieved, the stumbling blocks encountered along the way, and the practical lessons learned from early adopters. We’ll examine how institutions have overcome implementation challenges—from operational readiness to fraud management—and the tangible benefits they’ve realized. The session will also make the case for moving beyond “Receive Only” participation, outlining why offering Send and Request for Payment (RfP) capabilities is essential to staying competitive and meeting customer expectations. Whether you’re still evaluating instant payments or considering the next level of participation, this discussion will give you the insights and strategies to move forward with confidence.
Speaker: Kevin Olsen, AFPP, AAP, NCP, APRP, CHPC, The Payments Professor & SVP Innovation & Strategy, Pidgin
10:05am - 11:00am PT: Navigating Nacha’s 2026 Risk Management Rule Amendments: Where Should You Be Now?
The Nacha Risk Management Rule Amendments going into effect in 2026 will significantly impact how financial institutions manage ACH risk, fraud prevention, and compliance obligations. This session, presented by Affirmative Technologies, will break down the key changes, their implications for your operations, and the steps you should already be taking to ensure timely compliance. We’ll cover the new Nacha requirements and why they matter, where financial institutions should be today in their compliance journey, and practical strategies, technology considerations, and risk mitigation measures to meet the new standards without disruption. Join us to gain actionable insights and ensure your institution is not only compliant but positioned to thrive under the new rules.
Speakers: Kim Roberson, CSSGB, AFPP, APRP (VP of Product) & Scott Brown (Chief Information Officer) at Affirmative
11:05am - 12:00pm PT: Quantum-Safe: Protecting Payments in the Quantum Era
As the quantum era approaches, leaders in the payments industry must prepare for the impending changes and challenges. The quantum threat to cryptographic security is real and imminent, potentially disrupting the foundations of digital transactions. Nacha’s Payments Innovation Alliance is leading in this space with the development of resources to explain the potential impact on the payments industry and to call for immediate action to future-proof our payment systems and ensure the continued protection of financial operations. Our panelists provide insight from the technology and financial services sectors on the initial white paper released by PIA’s Quantum Payments Project Team, laying a foundation for how quantum works, the improvements it offers, the threats it poses, and how to start your institution on the path to quantum-safe status.
Speakers: Nanci McKenzie, MLS, JM, AAP, APRP, Director, TM Payments Expert, Product and Expert Center, Capital One, and Peter Tapling, Managing Director, PTap Advisory, LLC
12:00pm - 1:00pm PT: Lunch Break
1:00pm - 1:55pm PT: The Future of Banking: How AI Will Redefine the Industry
Artificial Intelligence is no longer a distant concept—it’s transforming the financial services industry today and shaping the future of banking. In this session, Kevin Miyamoto, COO and Vram Ismailyan, CEO and Co-Founder of Identifee, will explore how AI is revolutionizing customer engagement, operational efficiency, and risk management. Kevin will share insights on emerging trends, practical applications, and the strategic opportunities AI presents for financial institutions. Attendees will gain a forward-looking perspective on what the next decade of banking could look like and how to prepare for an AI-driven future.
Speaker: Vram Ismailyan, CEO & Co-Founder & CEO, Identifee, and Kevin Miyamoto, COO, Identifee
2:00pm - 2:55pm PT: Synthetic Identities, Stolen Checks, and Sleeper Accounts: A Deep Dive in Check Fraud
Check deposit fraud is evolving fast, driven by sleeper accounts, synthetic identities, and stolen checks. In this session, we’ll break down the latest fraud tactics, why traditional defenses are falling short, and how banks can balance strong protection with a seamless customer experience.
Speakers: La Shonna Sharp, Chief Risk Officer, VALID Systems, and Rodney Drake, Chief Risk Officer, VALID Systems
Participants in this program can:
- Earn AAP, APRP, AFPP and NCP credits
- Test your knowledge on rules and learn how to apply rules in unique scenarios
- Become a Wespay Star